Weather Doesn’t Follow a Calendar – Neither Should Your Preparedness
Most homeowners think they have plenty of time to prepare for hurricane season—after all, it officially starts on June 1 and runs through November 30. But here’s the truth: hurricanes don’t check the calendar before forming.
Just recently, in March 2025, meteorologists at the National Hurricane Center (NHC) were already tracking a system in the Atlantic—months before hurricane season even begins. While it didn’t develop into a full-fledged storm, it was a stark reminder that Mother Nature plays by her own rules.
That’s why the best time to prepare is now—not when a storm is already on its way. Whether you’re in a high-risk coastal area or an inland zone that’s experienced unexpected flooding, taking early action can make all the difference.
Here’s a comprehensive, easy-to-follow hurricane preparedness checklist to help you protect your home, finances, and family.
Step 1: Know Your Evacuation Zone
Do you live near the Gulf or Atlantic Coasts? Find out if your home is in a hurricane evacuation area by checking with your local emergency management office or viewing the official evacuation zone map here:
Find Your Evacuation Zone
Having a clear evacuation plan will help you avoid confusion and traffic delays when a storm is approaching.
Step 2: Build Your Emergency Kit Before the Rush
When a hurricane is on the horizon, stores run out of essentials fast. Don’t wait—build your emergency kit today.
Your 7-Day Hurricane Survival Kit Should Include:
- Flashlights and extra batteries
- One gallon of water per person per day
- Non-perishable food (canned goods, protein bars, dry snacks)
- First aid kit and prescription medications
- Portable phone charger and power bank
- Cash (ATMs may not work)
- Battery-powered radio for emergency updates
- Hygiene items (toilet paper, baby wipes, hand sanitizer)
- Pet food and supplies
For a complete checklist of emergency supplies, visit Ready.gov.
Step 3: Create or Review Your Family Emergency Plan
Before an emergency happens, sit down with your family or close friends and decide:
- How will you get in contact with each other?
- Where will you go if you need to evacuate?
- What will you do in an emergency?
Write down your plan and store a copy in your emergency kit or another safe place. Get started with a family emergency plan template at Ready.gov.
Step 4: Strengthen Your Home Against Hurricane Damage
Your home is your biggest investment, and a hurricane can cause tens of thousands in damage in just a few hours.
- Inspect your roof – Ensure shingles are secure and consider installing hurricane straps.
- Check windows and doors – Upgrade to impact-resistant glass or install storm shutters.
- Trim trees and secure outdoor items – Weak branches and unsecured patio furniture can turn into flying debris.
- Inspect your drainage system – Clear gutters and downspouts to prevent flooding.
- Seal all entry points – Prevent water from entering through vents, doors, and cracks.
For home preparation tips from the Federal Alliance for Safe Homes (FLASH), visit Prepare Your Home.
Step 5: Review Your Insurance Policies
Many homeowners don’t realize their standard home insurance does not cover flooding. If a hurricane hits and you don’t have flood insurance, you could be left paying for damages out of pocket.
- Check your homeowners insurance – Does it cover hurricane wind damage?
- Purchase flood insurance – It takes 30 days to go into effect. Get it now at FloodSmart.gov.
- Take photos and videos of your property – Document belongings for an insurance claim.
- Keep policy numbers and claims contact info handy – You’ll need it immediately after a storm.
Step 6: Understand Hurricane Watches and Warnings
Many people misinterpret hurricane alerts issued by the National Weather Service (NWS). Knowing the difference can help you take action at the right time:
- Hurricane Watch – A storm could impact your area within 48 hours. Start finalizing your plans.
- Hurricane Warning – A storm is expected within 36 hours. Take action immediately.
For more details on NWS forecast products, visit Weather.gov.
Step 7: Know What to Do When a Hurricane is Approaching
When a hurricane is imminent, don’t panic—just take action.
- Secure outdoor furniture, grills, and loose items
- Turn your fridge to the coldest setting – Keeps food fresh longer if the power goes out
- Move valuables and electronics to higher ground – Prevent flood damage
- Fill up your gas tank – Gas stations may shut down for days
- Stay updated on alerts and evacuation orders – Follow local emergency services and NOAA Weather Radio
If evacuation orders are issued, leave early. Traffic can be brutal, and waiting too long can put your family at risk.
The Bottom Line: Be Ready Before the Next Storm
The recent early-season storm threat proves that hurricanes don’t wait for June 1. They can form anytime, and the best way to protect your home and family is by preparing now.
- Know your evacuation zone
- Stock up on emergency supplies
- Create a family emergency plan
- Strengthen your home
- Review your insurance coverage
- Stay informed and act early
Don’t wait for the next storm warning—take action today. The cost of preparing is small compared to the devastation of being unprepared.
Need flood insurance? Find a provider: FloodSmart.gov.